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SMSF Loans

Are you considering using a Self-Managed Super Fund as an investment vehicle?

An SMSF loan is a home loan used by a self-managed super fund (SMSF) to buy investment property. The returns on the investment – whether that’s rental income or capital gains – are funnelled back into the super fund, increasing your retirement savings.

The savings you have built up in your Superannuation Fund can be used to make investments in a range of asset classes. By transferring your super to a new or established Self-Managed Superannuation Fund (SMSF) the opportunity to use gearing to purchase property may become available.

The SMSF loan application process and credit criteria have an increased level of complexity compared to a owner occupied home loan. SMSF loans can also be used to purchase Commercial properties, subject to certain restrictions.